The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Friendship Census Designated Place | Allegany | 257 |
| 2. | Village of Bolivar | Allegany | 225 |
| 3. | Village of Richburg | Allegany | 221 |
| 4. | Winthrop Census Designated Place | St. Lawrence | 218 |
| 5. | Village of Riverside | Steuben | 217 |
| 6. | Village of Cattaraugus | Cattaraugus | 215 |
| 7. | Crest View Heights Census Designated Place | Tioga | 210 |
| 8. | Village of Andover | Allegany | 208 |
| 9. | Village of Mohawk | Herkimer | 207 |
| 10. | Village of Franklinville | Cattaraugus | 207 |
| 11. | Dalton Census Designated Place | Livingston | 204 |
| 12. | Village of Clyde | Wayne | 204 |
| 13. | East Herkimer Census Designated Place | Herkimer | 203 |
| 14. | Nedrow Census Designated Place | Onondaga | 200 |
| 15. | Village of Sodus | Wayne | 198 |
| 16. | Stannards Census Designated Place | Allegany | 198 |
| 17. | Village of Cuba | Allegany | 197 |
| 18. | Village of Wellsville | Allegany | 197 |
| 19. | Coopers Plains Census Designated Place | Steuben | 195 |
| 20. | Davenport Center Census Designated Place | Delaware | 194 |