The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 14550 | Silver Springs | 350 |
| 2. | 14714 | Black Creek | 350 |
| 3. | 14720 | Celoron | 350 |
| 4. | 14722 | Chautauqua | 350 |
| 5. | 14739 | Friendship | 350 |
| 6. | 13115 | Minetto | 350 |
| 7. | 13120 | Nedrow | 350 |
| 8. | 13155 | South Otselic | 350 |
| 9. | 12923 | Churubusco | 350 |
| 10. | 12924 | Keeseville | 350 |
| 11. | 12956 | Mineville | 350 |
| 12. | 14754 | Little Genesee | 350 |
| 13. | 14806 | Andover | 350 |
| 14. | 14808 | Atlanta | 350 |
| 15. | 14823 | Canisteo | 350 |
| 16. | 14836 | Dalton | 350 |
| 17. | 14846 | Hunt | 350 |
| 18. | 14859 | Lockwood | 350 |
| 19. | 14884 | Swain | 350 |
| 20. | 12177 | Tribes Hill | 350 |
