The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 14722 | Chautauqua | 4 |
| 2. | 06390 | Fishers Island | 9 |
| 3. | 11970 | South Jamesport | 9 |
| 4. | 10454 | Bronx | 13 |
| 5. | 13603 | Watertown | 16 |
| 6. | 11219 | Brooklyn | 19 |
| 7. | 11962 | Sagaponack | 20 |
| 8. | 10453 | Bronx | 20 |
| 9. | 10460 | Bronx | 22 |
| 10. | 11213 | Brooklyn | 22 |
| 11. | 10035 | New York | 23 |
| 12. | 11233 | Brooklyn | 23 |
| 13. | 11220 | Brooklyn | 24 |
| 14. | 10002 | New York | 24 |
| 15. | 10472 | Bronx | 24 |
| 16. | 11204 | Brooklyn | 24 |
| 17. | 11216 | Brooklyn | 25 |
| 18. | 10029 | New York | 25 |
| 19. | 11225 | Brooklyn | 25 |
| 20. | 10459 | Bronx | 25 |