Speculator, NY 12164 ZIP Code Profile

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ZIP Code 12164: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Speculator, NY 12164

  • ZIP Code Type: STANDARD
  • County: Hamilton County
  • Centroid: Latitude 43.558, Longitude -74.358
  • Time Zone: Eastern Time Zone (UTC -5 hours)
  • Observes DST: Yes
  • Businesses Addresses: 68
  • PO Box Addresses: 338
  • Residential Addresses: 5
    • Multi-Family Addresses: 0
    • Single Family Addresses: 5

The ZIP Code maps and database are updated 4 times per year.
Database updated: February 1, 2018, Maps updated: February 1, 2018.

EXTREMELY LOCAL Demographic Data

Address Based Hyperlocal Data Input an address and get data & demographics for the pertinent census block group (CBG), a searchable map and a customized directory. The CBG is the smallest geographical unit used by the Census Bureau for reporting demographic data.


12164 ZIP Code Map

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Speculator, NY 12164 Data & Demographics (As of July 1, 2017)


Total Population 357
Daytime Population: Workers 369
Daytime Population: Residents 153
Total Daytime Population (TDP) 522
Ratio TDP/Total Population1 1.46
Population in Households 351
Population in Familes 263
Population in Group Qrtrs 6
Population Density2 10
Diversity Index3 10


Median Household Income $56,376
Average Household Income $83,607
Per Capita Income $39,340


Total Housing Units 869 (100%)
Owner Occupied HU 126 (14.5%)
Renter Occupied HU 41 ( 4.7%)
Vacant Housing Units 702 (80.8%)
Median Home Value $183,333
Average Home Value $240,675


Total Households 167
Average Household Size 2.1
Family Households 100
Average Family Size 3
  1. If the ratio of the TDP to Total Population is greater than 1, the location gains population during the day when commuting workers are present. If the ratio is less than 1, the location is more of a bedroom community where people commute to another place for work.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2017 2017-2022
Population -1.0% -0.74%
Households -0.95% -0.85%
Families -1.18% -1.02%
Median Household Income   2.31%
Per Capita Income   3.09%

Speculator, NY 12164 - Peer Comparisons by Rank and Percentile

The table below compares 12164 to the other 1,745 ZIP Codes in New York by rank and percentile using July 1, 2017 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 1514 13th
Population Density # 1690 3rd
Diversity Index # 1410 19th
Median Household Income # 865 50th
Per Capita Income # 401 77th

Additional comparisons and rankings can be made with a VERY EASY TO USE New York Census Data Comparison Tool.

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