Speculator, NY 12164 ZIP Code Profile

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ZIP Code 12164: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Speculator, NY 12164

  • ZIP Code Type: STANDARD
  • County: Hamilton County
  • Centroid: Latitude 43.558, Longitude -74.358
  • Time Zone: Eastern Time Zone (UTC -5 hours)
  • Observes DST: Yes
  • Businesses Addresses: 68
  • PO Box Addresses: 339
  • Residential Addresses: 6
    • Multi-Family Addresses: 0
    • Single Family Addresses: 6

The ZIP Code maps and database are updated 4 times per year.
Database updated: August 1, 2018, Maps updated: August 1, 2018.

Jump to... (On This Page!)
  1. 12164 2018 Demographic Data
  2. Growth Rates for 12164 (Historical & 5-Year Forecast)
  3. Peer Comparisons (Rank and Percentile)
  1. Neighborhoods Demographics (Home Values, Household Income, etc.)
  2. New York Research Tools (Easy Tools & Current Data)
  3. New York Data Comparison Tool - 2018 Demographics

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Boundary Maps, Demographic Data, School Zones Review maps and data for the neighborhood, city, county, ZIP Code, and school zone. July 1, 2018, data includes home values, household income, percentage of homes owned, rented or vacant, etc.


Speculator, NY 12164 Data & Demographics (As of July 1, 2018)


Total Population 332
Population in Households 326
Population in Familes 246
Population in Group Qrtrs 6
Population Density2 9
Diversity Index3 10


Median Household Income $56,533
Average Household Income $94,145
Per Capita Income $44,466


Total Housing Units 647 (100%)
Owner Occupied HU 125 (19.3%)
Renter Occupied HU 31 ( 4.8%)
Vacant Housing Units 491 (75.9%)
Median Home Value $181,250
Average Home Value $220,800


Total Households 156
Average Household Size 2.09
Family Households 93
Average Family Size 3
  1. Demographics are point estimates for July 1st of the current year and each for the forecast years. See References for more information.
  2. Population Density = Total Population per square mile.
  3. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different race or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.


2010-2018 2018-2023
Population -0.88% -1.17%
Households -0.82% -1.18%
Families -1.11% -1.32%
Median Household Income   4.51%
Per Capita Income   2.04%

Speculator, NY 12164 - Peer Comparisons by Rank and Percentile

The table below compares 12164 to the other 1,740 ZIP Codes in New York by rank and percentile using July 1, 2018 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 1525 12th
Population Density # 1683 3rd
Diversity Index # 1344 23rd
Median Household Income # 932 46th
Per Capita Income # 314 82nd

Additional comparisons and rankings can be made with a VERY EASY TO USE New York Census Data Comparison Tool.

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