ZIP Code 12304 has segments in 2 Counties (Albany, Schenectady).
The ZIP Code maps and database are updated 4 times per year.
Database updated: April 1, 2020, Maps updated: May 1, 2020.
HOUSING AFFORDABILITY INDEX
|Schenectady, NY 12304 Housing Affordability Index is 130 |
State of New York Housing Affordability Index is 85
|The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.|
|Schenectady, NY 12304 Wealth Index is 64 |
State of New York Wealth Index is 109
|The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.|
These new demographic attributes are availiable for Neighborhoods, Cities, Counties, and ZIP Codes.
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|Total Population||20,968 (100%)|
|Population in Households||20,559 (98.0%)|
|Population in Families||15,750 (75.1%)|
|Population in Group Quarters1||409 ( 2.0%)|
|Median Household Income||$48,208|
|Average Household Income||$65,035|
|Per Capita Income||$26,210|
|Total Housing Units||9,271 (100%)|
|Owner Occupied HU||4,994 (53.9%)|
|Renter Occupied HU||3,445 (37.2%)|
|Vacant Housing Units||832 ( 9.0%)|
|Median Home Value||$141,337|
|Housing Affordability Index3||130|
|Average Household Size||2.44|
|Average Family Size||3|
GROWTH RATE / YEAR
|Median Household Income||2.22%|
|Per Capita Income||2.79%|
The table below compares 12304 to the other 1,750 ZIP Codes in New York by rank and percentile using July 1, 2019 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.
|Total Population||# 313||82nd|
|Population Density||# 377||79th|
|Diversity Index||# 205||88th|
|Median Household Income||# 1460||17th|
|Per Capita Income||# 1292||26th|
Additional comparisons and rankings can be made with a VERY EASY TO USE New York Census Data Comparison Tool.