12304 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Schenectady County
Centroid: Latitude 42.78, Longitude -73.91
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 12304 has segments in 2 Counties (Albany, Schenectady).

Businesses Addresses: 558
PO Box Addresses: 131
Residential Addresses: 8,914

Multi-Family Addresses: 561
Single Family Addresses: 8,353

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2024, Maps updated: May 1, 2024.

Schenectady, NY 12304 Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	22,049 (100%)
Population in Households	21,597 (98.0%)
Population in Families	16,704 (75.8%)
Population in Group Quarters¹	452 ( 2.0%)
Population Density	2,942
Diversity Index²	75


INCOME
Median Household Income	$62,505
Average Household Income	$88,764
% of Income for Mortgage⁴	21%
Per Capita Income	$36,894
Wealth Index⁵	74
Socioeconomic Status Index⁶	Low (44.4)

HOUSING
Total HU (Housing Units)	9,822 (100%)
Owner Occupied HU	5,214 (53.1%)
Renter Occupied HU	3,937 (40.1%)
Vacant Housing Units	671 ( 6.8%)
Median Home Value	$211,052
Average Home Value	$246,917
Housing Affordability Index³	97

HOUSEHOLDS
Total Households	9,151
Average Household Size	2.36
Family Households	5,315
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Schenectady, NY 12304 - Peer Comparisons by Rank and Percentile

The table below compares 12304 to the other 1,711 ZIP Codes in New York by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	-0.01%	-0.16%
Households	0.25%	0.22%
Families		0.14%
Median Household Income		2.71%
Per Capita Income		3.35%
Owner Occupied HU		0.82%

Variable Description	Rank	Percentile
Total Population	# 304	82nd
Population Density	# 369	78th
Median Household Income	# 1299	24th
Housing Affordability Index	# 945	55th
Per Capita Income	# 1154	33rd
Diversity Index	# 190	89th

12304 ZIP Code Profile, Map, Data & Demographics

ZIP Code 12304: Basic Data & USPS Preferred City Name

Schenectady, NY 12304 Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Schenectady, NY 12304 - Peer Comparisons by Rank and Percentile

Popular Places Near ZIP Code 12304

Use HTL Address Research for a New York Address and get...

Quick & Easy Ways to...

New York Census Data Comparison Tool

More Tools and Resources:

Schenectady County