12786 ZIP Code Profile, Map, Data & Demographics

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2024, Maps updated: May 1, 2024.

White Lake, NY 12786 Data & Demographics (As of July 1, 2024)

POPULATION
Total Population	939 (100%)
Population in Households	906 (96.5%)
Population in Families	659 (70.2%)
Population in Group Quarters¹	33 ( 3.5%)
Population Density	76
Diversity Index²	52


INCOME
Median Household Income	$73,109
Average Household Income	$119,050
% of Income for Mortgage⁴	30%
Per Capita Income	$51,290
Wealth Index⁵	138
Socioeconomic Status Index⁶	Moderate (48.0)

HOUSING
Total HU (Housing Units)	1,086 (100%)
Owner Occupied HU	321 (29.6%)
Renter Occupied HU	83 ( 7.6%)
Vacant Housing Units	682 (62.8%)
Median Home Value	$348,404
Average Home Value	$400,935
Housing Affordability Index³	71

HOUSEHOLDS
Total Households	404
Average Household Size	2.24
Family Households	242
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

White Lake, NY 12786 - Peer Comparisons by Rank and Percentile

The table below compares 12786 to the other 1,711 ZIP Codes in New York by rank and percentile using July 1, 2024 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2024	2024-2029
Population	-0.62%	-0.41%
Households	-0.23%	0.00%
Families		-0.42%
Median Household Income		2.97%
Per Capita Income		3.12%
Owner Occupied HU		0.98%

Variable Description	Rank	Percentile
Total Population	# 1319	23rd
Population Density	# 1119	35th
Median Household Income	# 979	43rd
Housing Affordability Index	# 547	32nd
Per Capita Income	# 516	70th
Diversity Index	# 529	69th

12786 ZIP Code Profile, Map, Data & Demographics

ZIP Code 12786: Basic Data & USPS Preferred City Name

White Lake, NY 12786 Data & Demographics (As of July 1, 2024)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

White Lake, NY 12786 - Peer Comparisons by Rank and Percentile

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