14883 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Tioga County
Centroid: Latitude 42.251, Longitude -76.481
Time Zone: Eastern Time Zone (UTC -5 hours)
Observes DST: Yes

ZIP Code 14883 has segments in 3 Counties (Chemung, Tioga, Tompkins).

Businesses Addresses: 90
PO Box Addresses: 157
Residential Addresses: 1,630

Multi-Family Addresses: 12
Single Family Addresses: 1,618

The ZIP Code maps and database are updated 4 times per year.
Database updated: July 1, 2021, Maps updated: May 5, 2021.

Spencer, NY 14883 Data & Demographics (As of July 1, 2021)

POPULATION
Total Population	4,320 (100%)
Population in Households	4,302 (99.6%)
Population in Families	3,450 (79.9%)
Population in Group Quarters¹	18 ( 0.4%)
Population Density	53
Diversity Index²	16


INCOME
Median Household Income	$53,491
Average Household Income	$68,797
% of Income for Mortgage⁴	12%
Per Capita Income	$28,305
Wealth Index⁵	68

HOUSING
Total HU (Housing Units)	1,993 (100%)
Owner Occupied HU	1,307 (65.6%)
Renter Occupied HU	470 (23.6%)
Vacant Housing Units	216 (10.8%)
Median Home Value	$153,772
Average Home Value	$213,217
Housing Affordability Index³	176

HOUSEHOLDS
Total Households	1,777
Average Household Size	2.42
Family Households	1,198
Average Family Size	3

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.

Spencer, NY 14883 - Peer Comparisons by Rank and Percentile

The table below compares 14883 to the other 1,740 ZIP Codes in New York by rank and percentile using July 1, 2021 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2010-2021	2021-2026
Population	0.03%	-0.29%
Households	0.22%	-0.14%
Families	0.06%	-0.23%
Median Household Income		1.55%
Per Capita Income		2.71%
Owner Occupied HU		0.26%

Variable Description	Rank	Percentile
Total Population	# 788	55th
Population Density	# 1304	25th
Median Household Income	# 1328	24th
Housing Affordability Index	# 956	55th
Per Capita Income	# 1262	28th
Diversity Index	# 1041	40th

14883 ZIP Code Profile, Map, Data & Demographics

ZIP Code 14883: Basic Data & USPS Preferred City Name

Spencer, NY 14883 Data & Demographics (As of July 1, 2021)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Spencer, NY 14883 - Peer Comparisons by Rank and Percentile

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